Critical Illness Insurance
Critical Illness Insurance
Critical Illness Insurance pays a tax-free lump sum if you're diagnosed with a covered serious illness — such as cancer, heart attack, stroke and other eligible conditions. You can use the benefit however you choose, so you can focus on recovery instead of financial stress.
Why it matters
A serious illness can affect your ability to work and create unexpected expenses. Critical Illness Insurance helps protect your savings, income and lifestyle by providing financial support when you need it most.
What this coverage includes
- Covers many major illnesses that impact Canadian families
- Tax-free lump-sum payment on diagnosis of a covered illness
- 100% return-of-premium option — receive your premiums back if you never claim (subject to policy terms and the selected plan)
- Use the benefit for treatment, mortgage, childcare, household expenses or travel
- Protects your savings and retirement plans from unexpected medical costs
Who it's for
- Families protecting their income and lifestyle
- Homeowners with mortgage obligations
- Self-employed individuals and business owners without group benefits
- Professionals who rely on their ability to earn an income
We compare plans from multiple insurance companies to help you find the right Critical Illness coverage for your needs and budget.
Explore other coverage
Common questions
What makes your service different? +
One dedicated advisor handles your file end-to-end — comparing insurers, preparing the paperwork, explaining it in your language, and staying reachable on WhatsApp. No call-centre, no runaround.
How fast can I get a quote? +
Send us your details through the quote form or on WhatsApp and an advisor typically replies the same business day. Tight visa deadline? Tell us and we'll prioritize it.
Can I pay monthly instead of all at once? +
Many Super Visa and visitor policies offer monthly payment options. We'll show you which insurers allow it and what it costs so you can choose what fits your budget.
Ready to protect the people you love?
Get a no-obligation quote today, or message us on WhatsApp — whichever is easier.